Rumors have again surfaced that Apple will incorporate wireless payment technology into its next iPhone design. This time, it’s being reported that the technology — near field communications, or NFC — will also be included in the forthcoming iPad 2. Several banks have already tested wireless payment capabilities with the iPhone 4 and other smartphones together with Visa. Android 2.3, or Gingerbread, has NFC capabilities built in, and at least two Android NFC apps are available in the Google Android Market.