New York Times: The effects of climate change, especially rising seas, threaten trillions of dollars’ worth of coastal property, and flood-hazard maps, zoning laws, building codes and insurance rates in the United States do not accurately reflect the risk, an unusual coalition of groups reported Thursday. The coalition – organized by the Heinz Center, a research organization that focuses on environmental issues, and Ceres, an organization of environmentally conscious investor, insurance and other …