Investor’s Business Daily – Cell phone users have increasingly embraced using the devices for e-commerce, says a new survey by researcher Harris Interactive. Among mobile owners, 16% use their phones for banking, and 25% of cell owners with Internet-enabled devices use them to shop online. People also are more open to on-the-go e-commerce, with 20% of survey respondents interested in eventually using their phones like mobile wallets, where charges are billed to their cell accounts.