Creating strong passwords with letters and numbers is vital to keeping secure access to computers and online accounts. Remembering them and easily retrieving them are equally vital. A password is only as good as the user’s ability to remember it. In today’s world of mobile access and multiple accounts, that can be a very big problem. Until now, the available solutions were risky at best. For instance, carrying around a list of passwords in a wallet or cubbyhole in a briefcase just invites discovery. Sooner or later, the account holder loses the paper or the bad guy bent on ID theft finds it.